Vipps MobilePay exists in its classic version, where individual payments are made, and in a subscription version, Vipps MobilePay Subscriptions (VMPS), which allows for subscription agreements that enable recurring payments without requiring approval from the subscriber each time. Iteras has its own integration with MobilePay Subscriptions, which this article covers.
The classic single-payment Vipps MobilePay is supported via Quickpay and requires a payment card acquiring agreement. Single payments cannot be processed through MPS.
Note that we do not use the term Vipps MobilePay Subscriptions when communicating with subscribers, as many may not be familiar with it. It will simply appear as Vipps MobilePay. However, it is important for the publisher to distinguish between Vipps MobilePay and Vipps MobilePay Subscriptions.
Agreement with MobilePay
To use Vipps MobilePay Subscriptions, you must first have an agreement with MobilePay. You can learn more by contacting Vipps MobilePay. Information is available at vippsmobilepay.com/en
Please note that you need a separate agreement for each business entity (CVR number), and you must ensure that Subscriptions is included in the agreement.
Setup
Vipps MobilePay Subscriptions is set up in Iteras as an integration. This is done under the Integrations menu, located in the account menu at the top right corner. The MPS integration is tied to business entities, and an VMPS agreement cannot be reused across different business entities in Iteras. This is because each business entity is its own CVR number, determining which company receives the payments. If you have multiple business entities that should offer VMPS, you must configure a separate provider/payment location in Vipps MobilePay for each one.
You must enter a Merchant VAT number, typically your company's CVR number prefixed by the country code. Then click “Connect to MobilePay.” This will lead you to a login page where you enter your agreement credentials and ensure that Subscriptions is checked. Once approved, you are returned to Iteras, where an additional field appears in the integration setup, pre-filled with “Iteras ApS.” It is important to click “Complete setup.” Afterward, Iteras is registered as an integration and can be seen on the Vipps MobilePay dashboard.
If you want to be able to refund payments via VMPS, payouts must be configured as daily transfers (not “instant”). This is done in the Vipps MobilePay admin panel under “Subscriptions” for the configured payment location.
Timing of Collection
As part of the setup in Iteras, you’ll be asked about billing preferences—when the collection should be sent to VMR in relation to the invoice issuance. Please note that a VMR collection must be scheduled at least two days in advance. Therefore, an invoice sent for collection on the same day will automatically be paid two days later.
When the subscriber enters into a payment agreement with Vipps MobilePay Recurring (e.g., when placing an order), the first payment will be charged immediately.
Using MobilePay subscriptions
Once configured, MPS becomes an available option in registration forms and when paying individual invoices.
In signup forms, it is practical to require both the email address and phone number—both fields should be marked as mandatory so that the information can be pre-filled in the MPS flow. If multiple phone number fields exist, it does not matter which one is filled in. However, if both are filled in, the mobile phone number will be used.
Afterward, MobilePay can be selected as the payment method.
When a subscriber enters into an VMPS agreement, the agreement appears under Payment Agreements on the subscriber’s account page in Iteras. An invoice will not contain payment information if an VMPS agreement exists; instead, it will state that the amount will be charged via Vipps MobilePay. The amount will be automatically charged—again, no sooner than two days in the future. Note that this means new signups will not be charged immediately but at the earliest two days after.
For unpaid invoices without an existing payment agreement, VMPS will be shown as a payment option when the user clicks the “Go to payment” button in the email invoice.
When the customer sets up a Vipps MobilePay payment agreement, they will be shown that the payment frequency is flexible. This is because they may change subscription types (e.g., from monthly to yearly), and the frequency of payments may vary over time.
Payments made via VMPS can be refunded through Vipps MobilePay—but only if the transaction is less than 90 days old. After that, the refund option disappears in the refund flow, and a note will be added.
Simultaneous support for single payments
If you want to offer both VMPS and single payments via Vipps MobilePay, you need to configure single payments via Quickpay. As mentioned, this requires a payment card acquiring agreement (unlike VMPS, where MobilePay includes the acquiring service as part of the product). The single payment option will be displayed when users reach the Quickpay payment page.
Single payments are only relevant for products where you do not want subscribers to set up payment agreements—for example, for 24-hour access.